Xoom currency exchange - Dec 24, 2022. Fact checked. Wise offers stronger exchange rates than Xoom, but when it comes to transfer speed and fees the two services are more evenly matched. Xoom’s …

 
Your recipient can have money hand delivered, available for pickup, or deposited directly (options vary by country). You can pay using your bank account, debit card, or credit card. Xoom, a PayPal service, makes it easy for you to send money, reload phones, and pay bills for family and friends around the world.. 1980 monte carlo ss

Xoom Money Transfer Locations. Get Started. Get Started. Send Money To Service. Available at. State. City. Find Location. There are 16827 locations in Pakistan. You can find locations by city. Please select a partner or your recipient state to narrow down the list of cities. Xoom offers fast, reliable money transfers at a great price! Send money from the …The total cost also depends on the exchange rate. Xoom money transfers have certain markups in place, so expect the rate to be above the mid-market one. On top of that, note that there’s also a difference between sending money at agent locations and online. If you can send money with Xoom online, the Xoom money transfer rate will …Here's how to view our currency calculator and exchange rate: Go to Wallet . Click Currency Calculator. Select the currencies you want to convert from and to. The exchange rate appears automatically. PayPal receives a wholesale rate quote from our bank twice a day and we add a percentage fee to determine the retail foreign exchange rate for ...At the time of writing, Xoom has a 3.6 out of 5 star rating — described as Average by Trustpilot. See more by clicking on the source link below.⁸. Xoom is a convenient way to send money to people in over 140 countries — but has a fairly complex fee structure, including costs rolled into the exchange rate offered.Here's how to view our currency calculator and exchange rate: Go to Wallet . Click Currency Calculator. Select the currencies you want to convert from and to. The exchange rate appears automatically. PayPal receives a wholesale rate quote from our bank twice a day and we add a percentage fee to determine the retail foreign exchange rate for ...What is the Xoom USD-CAD exchange rate today? The live Xoom exchange rate for USD to CAD is 1.34382. This is the mid market rate -2.43%. The full fee you pay to convert currencies or send money overseas can include a couple of different fees, depending on the provider you select. Comparing your options is always a smart move, so you’ll know ...Check Live Rates. Expert Rating. 5 /10. Xoom is a digital remittance provider that allows customers to send money, pay bills and mobile top-up, with over 150 supported sending countries. A wholly-owned subsidiary of PayPal since July 1, 2015, Xoom corporate headquarters are in San Francisco, CA. This review dissects all aspects of Xoom money ...There are three Xoom money transfer limits US residents should be mindful of when using Xoom to send money transfers: Daily limit of $2,999. Monthly limit of $6,000. Six-month limit of $9,999. However, these limits aren’t set in stone, as you can raise them by providing additional personal information and documents.How to send bank deposits to South Korea. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in South Korea including Kookmin Bank, Woori bank and Shinhan Bank. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card.Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Bangladesh including Dutch-Bangla Bank and Sonali Bank Ltd. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.How to send to mobile wallets in Malawi. Step 1: Simply enter the amount. Step 2: Choose Mobile Wallet as the receiving option. Step 3: Provide your recipient’s mobile wallet account. Step 4: Conveniently pay with a Paypal account, bank account, credit card, or …Apr 4, 2024. Fact checked. Finder rating. Expert analysis. Money-back guarantee. Doesn’t use mid-market rate. Our Verdict. Xoom is PayPal’s answer to global money transfers …The exchange rate is slightly better at 1 USD= 1.2756 CAD. Because it transfers Canadian dollars locally within the country by electronic funds transfer, not wire, the receiving bank won’t charge an incoming wire fee. After paying the Xoom fees out of your US$10,000, the recipient will get C$12,731.Our exchange rate includes a currency conversion spread. All currencies will be converted at the exchange rate displayed at the time of the transaction. Xoom’s …The Xoom USD to INR exchange rate is 82.59900. This is -1.08% compared to the mid-market rate. On top of the currency conversion fee you pay to Xoom, you may also pay a transfer fee or service charge. The fees for sending money to India depend on a few factors, such as the amount you’re sending and your preferred payment method.Join over 16 million people who get the real exchange rate with Wise, and send to 70+ countries, fast. Compare live Xoom exchange rates across the most popular world currencies. Find out how much it costs to transfer money with Xoom today and how long a transfer would take.The Xoom exchange rate is created by taking the mid-market exchange rate - the one you find on Google - and adding a markup or margin. This margin is an extra fee. It’s not at all unusual for remittance companies to mark up exchange rates like this, but it does make it tricky to see what you’re really paying for your transfer. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Mexico, including BBVA (Bancomer) and Banorte. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with PayPal, bank account, credit card, or debit card. View all banks. Send money to the top cash pickup locations and banks throughout New Zealand such as Caltex Queenstown, Ceylon Exchange, and Imex Money Transfer. Make bank deposits to all banks, including ANZ National Bank and ASB Bank The Auckand Savings Bank. The power of PayPal at the speed of Xoom . Xoom is a PayPal service. We're part of …Apr 4, 2024. Fact checked. Finder rating. Expert analysis. Money-back guarantee. Doesn’t use mid-market rate. Our Verdict. Xoom is PayPal’s answer to global money transfers …Send money online to anywhere in Argentina with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. ... Download the free Xoom app. Step 3: Start sending money and reloading phones to ...The exchange rates are usually above the mid-market rates. Xoom’s fees are based on the country you are sending from coupled with the selected destination. Other factors are your chosen delivery channel and payment method. In …Xoom is rated 3/5 on Trustpilot with over 22,000 reviews, which is great according to industry standards. Overall, 85% had an “Excellent” experience while 4% had a “Good” experience transferring money with Xoom. That is almost 90%! Users loved the prompt service and the easy-to-use online and app UI.If you’re planning on international travel, one of the essential things to plan for is the currency. While some countries allow people to pay in United States dollars, it’s best to...This comprehensive review and guide will delve into the features, benefits, and step-by-step instructions to help you harness the full potential of Xoom for your cross-border financial needs. Discover how this user-friendly platform can make international money transfers easier than ever before, and decide whether Xoom is the right choice for you.Check Live Rates. Expert Rating. 5 /10. Xoom is a digital remittance provider that allows customers to send money, pay bills and mobile top-up, with over 150 supported sending countries. A wholly-owned subsidiary of PayPal since July 1, 2015, Xoom corporate headquarters are in San Francisco, CA. This review dissects all aspects of Xoom money ...Check Live Rates. Expert Rating. 5 /10. Xoom is a digital remittance provider that allows customers to send money, pay bills and mobile top-up, with over 150 supported sending countries. A wholly-owned subsidiary of PayPal since July 1, 2015, Xoom corporate headquarters are in San Francisco, CA. This review dissects all aspects of Xoom money ...CNY Chinese yuan. 1 USD = 7.23325 CNY Mid-market exchange rate. 1 minute ago. You send exactly. USD. Provider. Should arrive. Exchange rate (1 USD → CNY) Transfer fee.Ria Money Transfer. Xoom. Sending $200. Sending $200 USD to Australia will incur fees between $5 and $12 with Ria Money Transfer at an exchange rate of $1 USD = $1.367 AUD at the time of writing. Paying by bank transfer incurs the lowest fees while paying with a credit card would be the most expensive.Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system; Funds availability from sender's payment account (checking, credit or debit card)Interested in the forex currency trade? Learning historical currency value data can be useful, but there’s a lot more to know than just that information alone. This guide can help ...How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to the United Kingdom wherever you go with a few taps and slides right from your mobile device. We're committed to keeping your transaction secure by not sharing your ...Xoom Corporation and its subsidiaries (together, “Xoom” or the “Company”) is a leader in the digital consumer-to-consumer international money transfer industry.After paying the Xoom fees out of your US$10,000, the recipient will get C$12,731. That’s better than using bank wires. XE Money Transfer. XE Money Transfer is another international money transfer service. You wire money to XE or let them debit your bank account by ACH. XE then sends local currency to the receiving bank by electronic funds ...Aug 1, 2022 ... Xoom Money Transfer Review · Xoom pros. Affordable if you fund with a bank account. Xoom charges a fee of $4.99 or less for transfers using bank ...* In addition to the transaction fee, we also make money when we change your send currency into a different currency. We round to the nearest 0.05 peso. We round to the nearest 0.05 peso. *Promotional exchange rate applied to your first transfer of …How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to the United Kingdom wherever you go with a few taps and slides right from your mobile device. We're committed to keeping your transaction secure by not sharing your ...eurochange - Uxbridge - The Chimes Shopping Centre. Uxbridge Chimes Shopping Centre, Uxbridge, Middlesex, UB8 1LA. 01895 760143 View Branch Details. Visit a eurochange branch in Uxbridge for currency exchange and secure great rates! Click & Collect online in 60 seconds or order in-store for better rates than the airport! How to send money for home delivery to the Philippines. Step 1: Enter how much money to deliver. Step 2: Provide your recipient's name and home address. Step 3: Pick a trusted cash delivery service in the Philippines, including Signed and Delivered (S&D). Step 4: Simply pay with PayPal, bank account, credit card, or debit card. If you work, travel or shop between the United States and Europe, it’s important to understand the difference in value between U.S. dollars (USD) and European Euros. The USD to Eur...How to send bank deposits to Bangladesh. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Bangladesh including Dutch-Bangla Bank and Sonali Bank Ltd. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card.Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Mexico, including BBVA (Bancomer) and Banorte. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with PayPal, bank account, credit card, or debit card. View all banks.Apr 4, 2024 ... When this option is selected, Xoom will convert the PYUSD in a U.S. user's PayPal Cryptocurrency Hub to USD currency with no crypto sale fee, ...Xoom fees & exchange rate. Xoom, like most money transfer companies, charges a fixed fee plus a markup on the exchange rate. Most money transfer companies use this fee structure, and the total cost of the transfer is primarily determined by the percentage added to the exchange rate. The percentage added varies by country. For …*Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: 4.99: ... Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to Bahrain wherever you go with a few taps and slides right from your mobile device.Xoom is a PayPal service that allows you to send money to your friends and family around the world. When using Xoom, you’ll be able to: send money to a recipient’s bank account, debit card, or mobile wallet. send cash for pick up or home delivery. pay international bills. reload a prepaid mobile phone.BER is operated by Best Exchange Rates Pty Ltd, a company incorporated under the laws of Australia with company number ABN 68082714841. BER is a comparison website only and not a currency trading platform.Dealing with money in a foreign country can seem complicated, especially since not all currencies are valued equally. There’s no central governing body that decides on a currency’s... Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Chile including Banco del Estado de Chile and Banco Santander. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks. Send money online to anywhere in United Arab Emirates with Xoom. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Paying with ... Download the free Xoom app. Step 3: Start sending money and reloading phones to United Arab Emirates wherever you go with a few taps and slides right from your ...United States Dollar to Indian Rupee. 1 USD = 83.529946 INR May 13, 2024 00:24 UTC. 30 days. 60 days. 90 days. 180 days. If you’ve got a trip to India coming up, you may want to convert some of ...Send money online to Philippines with Xoom, a PayPal service. We offer direct deposit to any bank in Philippines, Cash Pick Up and Door to Door Delivery. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fees for debit card deposits. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal ...Ria’s transfer fees start from $1.¹ However, you could pay as much as $35 if you fund your transfer with a credit card.². Xoom transfer fees start from $0 if you send over a certain amount, depending on the currency. And like Ria Money Transfer, paying with a card can be the most expensive way to fund your transfer. 💡 Here’s a quick ...Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to Indonesia wherever you go with a few taps and slides right from your mobile device. We've got your back! We're committed to keeping your transaction secure by not sharing your financial information.1 USD = 57.5677 PHP Mid-market exchange rate. 1 minute ago. You send exactly. USD. Provider. Should arrive. Exchange rate (1 USD → PHP) Transfer fee. Recipient gets Sending 1,000 USD.And with one of the most popular methods for currency exchange being Xoom, many also wonder whether Xoom is a good option and whether it works at all in Mexico. Unfortunately, Xoom is not currently supported in Mexico, meaning you cannot use it to send money to the United States. This means that you'll need to find a Xoom …Aug 1, 2022 ... Xoom Money Transfer Review · Xoom pros. Affordable if you fund with a bank account. Xoom charges a fee of $4.99 or less for transfers using bank ...How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to Laos wherever you go with a few taps and slides right from your mobile device.Exchange Rates: Xoom publishes the exchange rate that it charges for each currency pairing beneath the exchange calculator. According to our analysis, there is a margin of 1.75%-3.7% for small transfers (e.g. $200), and 1.5-3% for transfers of more than $1,000.Rates Xoom GBP to INR Exchange Rates Compared Live. Xoom GBP to INR Exchange Rates Compared Live. The best GBP to INR rate is 105.17. We help you save money by comparing Xoom GBP to INR exchange rates to the latest market rate and those offered by leading FX providers. The Xoom USD to GBP rate today is 0.76383. This is -2.20% than the mid market rate. This means that Xoom does not use the mid-market rate, but rather adds a mark-up (an extra fee) to the rate used for transferring money abroad. The mid-market exchange rate matters because it’s the rate banks and money transfer services get when they buy ... The refund amount that you receive for a ticket purchased in a foreign currency may be more or less than the original amount that you paid. Example: You have a USD-issued credit card and purchase a ticket that is sold in Euros (EUR). The ticket costs €9 EUR and the exchange rate at the time of purchase is $1.00 USD = €0.90 EUR.Feb 11, 2013 ... Then for the rest I use ATMs as I go; in my experience you get the cash in the local currency and the exchange rate is decent. There are ...Check Live Rates. Expert Rating. 5 /10. Xoom is a digital remittance provider that allows customers to send money, pay bills and mobile top-up, with over 150 supported sending countries. A wholly-owned subsidiary of PayPal since July 1, 2015, Xoom corporate headquarters are in San Francisco, CA. This review dissects all aspects of Xoom money ...Compare live Xoom exchange rates across the most popular world currencies. Find out how much it costs to transfer money with Xoom today and how long a transfer would take.There are three Xoom money transfer limits US residents should be mindful of when using Xoom to send money transfers: Daily limit of $2,999. Monthly limit of $6,000. Six-month limit of $9,999. However, these limits aren’t set in stone, as you can raise them by providing additional personal information and documents.Save money on money transfer fee to 159 countries. Send money today with our low fees! Fees and exchange rate calculator. Transfer toSend money online to anywhere in Argentina with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations.How to send money for cash pickup to Australia. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Ria. Step 4: Easily pay with Paypal, bank account, credit card, or debit card.Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system; Funds availability from sender's payment account (checking, credit or debit card) Banking hours and banking system availability in your recipient’s country or …Send money online to anywhere in Argentina with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations.Enjoy our promo exchange rates when sending money to Colombia. Offer ends 04/10. FX rates may vary. Terms apply. Send amount. Send Currency Code. Receiving amount . COP . 1 USD = 3,797.2613 COP * Show Fees * In addition to the transaction fee, we also make money when we change your send currency into a different currency. We round to the …How to send money for cash pickup to Vietnam. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Vietcombank. Step 4: Easily pay with your bank account, credit card, debit card, or PayPal account. View all cash pickup locations.Send money online to anywhere in Argentina with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations. We offer direct deposits to all major banks or your recipients can pick up cash at 14,610 locations.Mar 8, 2024 ... While Xoom will eliminate transaction fees for PYUSD transfers, users will still pay in the form of the customary foreign exchange spread. “For ... The Xoom USD to INR exchange rate is 82.59900. This is -1.08% compared to the mid-market rate. On top of the currency conversion fee you pay to Xoom, you may also pay a transfer fee or service charge. The fees for sending money to India depend on a few factors, such as the amount you’re sending and your preferred payment method. USD to INR currency chart. XE’s free live currency conversion chart for US Dollar to Indian Rupee allows you to pair exchange rate history for up to 10 years.Perhaps most importantly, Wise takes a smaller cut of your money on large transfers compared to Xoom. Exchange Your Currency with Wise Find out more about their services.How to send money for cash pickup to Australia. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Ria. Step 4: Easily pay with Paypal, bank account, credit card, or debit card.Use our currency converter to get live exchange rates for over 200 currencies, including cryptocurrencies. ... PayPal charges 4% to convert payments on top of the exchange rate. Xoom (owned by ...This is the US Dollar (USD) to Indian Rupee (INR) exchange rate history summary page with 180 days of USD to INR rate historical data from November 13, 2023 to May 9, 2024. Highest: 83.667 INR on April 16, 2024. Average:Foreign money exchanges are an essential part of any international travel. Whether you’re planning a leisurely vacation or a business trip abroad, knowing where to find the best de...Banks offering the service of exchanging pesos for dollars vary widely depending on the location. However, there are some banks that make currency exchanges at all of their branche... How to send money for cash pickup to India. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Muthoot Finance and Manappuram Finance. Step 4: Easily pay with Paypal, bank account, credit card, or debit card. How to send bank deposits to South Korea. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in South Korea including Kookmin Bank, Woori bank and Shinhan Bank. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card.

Western Union HQ office is closed on weekends and holidays. Take a copy of your passport with you and the WU / XOOM code. HQ Western Union office in Buenos Aires. 6. Exchange money in the hotel. Exchanging currency at your Buenos Aires hotel is convenient, but it doesn’t always offer the most favorable rates.. Billy crash craddock

xoom currency exchange

Below are some exchange bureaus. Check the rate daily above. Cambio Maguitur: Sarmiento 46, Buenos Aires (close to Plaza de Mayo). Montevideo cambio: Florida 580, Buenos Aires (San Telmo) Casa de Cambio Baires: Pierina Dealessi 578, Buenos Aires (Puerto Madero)Xoom international transfer. Feeⁱ. Bank account transaction fee. $0 - $10, depending on currency and transfer amount. PayPal balance transaction fee. $0 - $10, depending on currency and transfer amount. Credit or debit card transaction fee. Minimum of $1.99, but can rise substantially depending on currency and transfer amount.Your recipient can have money hand delivered, available for pickup, or deposited directly (options vary by country). You can pay using your bank account, debit card, or credit card. Xoom, a PayPal service, makes it easy for you to send money, reload phones, and pay bills for family and friends around the world.Currently no US bank will exchange Iraqi Dinars. They can be exchanged through ebay.com, private collectors and some international banks, including the Central Bank of Iraq. The Ir...USD US dollar. INR Indian rupee. 1 USD = 83.5541 INR Mid-market exchange rate. less than a minute ago. You send exactly. USD. Provider. Should arrive. Exchange rate (1 USD → INR) Xoom’s exchange rates . If your transaction involves converting your payment currency into a different currency, we’ll display our exchange rate to you. Our exchange rate includes a currency conversion spread. All currencies will be converted at the exchange rate displayed at the time of the transaction. The Xoom exchange rate is created by taking the mid-market exchange rate - the one you find on Google - and adding a markup or margin. This margin is an extra fee. It’s not at all unusual for remittance companies to mark up exchange rates like this, but it does make it tricky to see what you’re really paying for your transfer.Get the best currency exchange rates for international money transfers to 200 countries in 100 foreign currencies. Send and receive money with best forex rates.How to send bank deposits to South Korea. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in South Korea including Kookmin Bank, Woori bank and Shinhan Bank. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card.Send money online to anywhere in Thailand with Xoom. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. ... Step 2: Download the free Xoom app. Step 3: Start sending money to Thailand wherever you go with a few taps and slides right from your mobile device.Send money online to anywhere in Colombia with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 1,571 locations. ... Enjoy our promo exchange rates when sending money to Colombia. Offer ends 04/10. FX rates may vary. Terms apply. ... Download the free Xoom app. Step 3: Start sending money and …Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Bangladesh including Dutch-Bangla Bank and Sonali Bank Ltd. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.If the mid-market rate is 1 USD = 0.8817 EUR. Xoom’s rate might be 1 USD = 0.8690 EUR. Winner: Tie. It’s impossible to nominate a winner in this category. While Xoom edges ahead on rates for some currencies, WorldRemit offers a …According to about.com, foreign currency can be exchanged for U.S. Dollars at banks, international airports, seaports, and some large hotels. Identification, such as a passport, ma... Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Mexico, including BBVA (Bancomer) and Banorte. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with PayPal, bank account, credit card, or debit card. View all banks. OFX. OFX beats Xoom in one key way: OFX offers money transfers to more than 190 countries, compared with more than 160 at Xoom. On top of that, OFX doesn’t charge transfer fees. Also, OFX ...Join over 16 million people who get the real exchange rate with Wise, and send to 70+ countries, fast. Compare live Xoom exchange rates across the most popular world currencies. Find out how much it costs to transfer money with Xoom today and how long a transfer would take..

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