Aetna dental ppo coverage 2023 - Aetna Dental Preferred PPO. Aetna Dental Preferred PPO provides the highest level of coverage if you need more than routine dental care. Aetna Dental Preferred PPO pays up to $1,500. This is the lifetime maximum per person (both children and adults). Be aware that your coverage can have a number of limitations, such as what kinds of braces are ...

 
To learn more about your Aetna Medicare options or to enroll in a Medicare Advantage plan, speak with a licensed insurance agent. You can reach one by calling 1-877-890-1409 TTY Users: 711 24 hours a day, 7 days a week. More than 30 million people are enrolled in a Medicare Advantage plan. 1.. Us postal uniform company

Locate a Delta Dental dentist through Delta Dental’s online provider directory on its website. To find a Delta Dental dentist, select Delta Dental Premier, Delta Dental PPO/DPO or ...Aetna Medicare Premier Plus (PPO) H1608 ‑ 021 Here’s a summary of the services we cover from January 1, 2023 through December 31, 2023. Keep in mind: This is just a summary. Need a complete list of what we cover and any limitations? Just visit AetnaMedicare.com where you’ll find the plan’s Evidence of Coverage (EOC) or you may call us toWe would like to show you a description here but the site won’t allow us.Sep 27, 2022 · Aetna Medicare Select Plan (PPO) H5521 ‑ 128 Here’s a summary of the services we cover from January 1, 2023 through December 31, 2023. Keep in mind: This is just a summary. Need a complete list of what we cover and any limitations? Just visit AetnaMedicare.com where you’ll find the plan’s Evidence of Coverage (EOC) or you may call us to Some preferred provider organization (PPO) and health maintenance organization point-of-service (HMO-POS) plans, however, do allow you to see any licensed dental provider, but you may save money by seeing a provider in our network. You can find a network provider by logging in as a member and going to our provider directory.Dental school admissions is a fairly streamlined process in the United States. Learn about the steps involved in dental school admissions. Advertisement So, you want to be a dentis...This Aetna Dental® Preferred Provider Organization (PPO) benefits summary is provided by Aetna Life Insurance Company for some of the more frequently performed dental procedures. Under the Dental Preferred Provider Organization (PPO) plan, you may choose at the time of service either a PPO participating dentist or any nonparticipating … 2. Log in to your member website. OR. 1. Get the Aetna Health app by texting “GETAPP” to 90156 (TTY: 711) for a link to download the app and create an account. Message and data rates may apply.***. * In Texas, the Preferred Provider Organization (PPO) plan is known as the Participating Dental Network (PDN). 2023-H2293.004.1 H2293-004 Aetna Medicare Dual Choice Plan (PPO D‑SNP) ... Our plan uses the Aetna Dental PPO Network. You can see in‑ or out‑of‑network providers for dental services. But an out‑of‑network provider may charge more. ... Your dental coverage has a maximum benefit. Keep in mind: If you haveThe most you pay for copays, coinsurance and other costs for medical services for the year. Once you reach the maximum out‐of‐pocket, our plan pays 100% of covered medical services. Your premium and prescription drugs don’t count toward the maximum out‐of‐pocket. $315 per day, days 1‐7; $0 per day, days 8‐90.Living with a chronic condition can be challenging. From managing symptoms to finding the right treatments, it’s important to have access to the resources and support you need. Aet...Good oral health starts at a very young age. Taking care of your child's gums and teeth every day helps prevent tooth decay and gum disease. It also helps make it a regular habit f...Talk to a licensed agent at 1-800-358-8749. (TTY: 711) Monday to Friday, 8 AM to 8 PM ET. Medicare provides you with coverage for health-related expenses, but it doesn’t cover everything. There are a number of gaps in Medicare coverage. Learn how a Medicare Supplement Insurance plan can help you fill them.Copayment for Urgent Care $25.00. Worldwide Coverage: Copayment for Worldwide Urgent Coverage $120.00. Maximum Plan Benefit of $250000.00. Emergency Room Visit. $120 If you are admitted to the hospital within 24 hours your cost share may be waived, for more information see the Evidence of Coverage.Easy-to-use coverage that fits your budget. Dental Plan Organization is a in-network dental plan only. It is available to SHBP and SEHBP active members. In-network dental plan only; Choose a primary care dentist from our directory; Each family member can pick a different dentist; You need referrals to see specialty dentistsmember.aetna.comAn individual health plan is one that you buy on your own. It is not offered by a group such as an employer or school. You can apply for an individual health plan in three ways: Directly with the insurer. With an insurance broker or insurance navigator. On a state health insurance exchange. These are also called health insurance marketplaces.This brochure describes the benefits of Aetna Dental under Aetna Life Insurance Company’s contract OPM02-FEDVIP-02AP-01 with OPM, as authorized by the FEDVIP law. The address for our administrative office is: Aetna Dental Federal Plans PO Box 550 Blue Bell, PA 19422-0550. 1-800-537-9384 www.aetnafeds.comCDT 2023 Dental Procedure Codes. ... Aetna Choice POS II, Aetna Medicare ℠ Plan (PPO), Aetna Medicare Plan (HMO), all Aetna HealthFund ... In the event that a member disagrees with a coverage determination, Aetna provides its members with the right to appeal the decision. In addition, a member may have an opportunity for an …The most you pay for copays, coinsurance and other costs for medical services for the year. Once you reach the maximum out‐of‐pocket, our plan pays 100% of covered medical services. Your premium and prescription drugs don’t count toward the maximum out‐of‐pocket. $315 per day, days 1‐7; $0 per day, days 8‐90.member.aetna.comNationwide Insurance offers five levels of Multiflex PPO dental plan. The basic preventive plan is similar to Cigna's but costs from around $25 per month. ... Humana is a trusted dental coverage option in the US, renowned for its extensive network of over 335,000 participating dentists. With headquarters in Louisville, KY, Humana, Inc. is a for ...Copayment for Urgent Care $25.00. Worldwide Coverage: Copayment for Worldwide Urgent Coverage $120.00. Maximum Plan Benefit of $250000.00. Emergency Room Visit. $120 If you are admitted to the hospital within 24 hours your cost share may be waived, for more information see the Evidence of Coverage.Dental services (in addition to Original Medicare coverage) $0 for preventive services (e.g., oral exam, x‑rays and cleaning) $0 for comprehensive services (e.g., fillings and extractions) You can see in‑ or out‑of‑network providers for dental services (out‑of‑network providers must be licensed in the U.S.). If you choose anCDT 2023 Dental Procedure Codes. ... Aetna Choice POS II, Aetna Medicare ℠ Plan (PPO), Aetna Medicare Plan (HMO), all Aetna HealthFund ... In the event that a member disagrees with a coverage determination, Aetna provides its members with the right to appeal the decision. In addition, a member may have an opportunity for an …Aetna Medicare Eagle Plan (PPO) 3.5 out of 5 stars* for plan year 2024. Aetna Medicare Eagle Plan (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Aetna Inc. Plan ID: H3288-051-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.Inpatient Hospital Care. $295 per day, days 1-6; $0 per day, days 7-90 in-network | $395 per day, days 1-6; $0 per day, days 7-90 out-of-network. Urgent Care. Copayment for Urgent Care $20.00. Worldwide Coverage: Copayment for Worldwide Urgent Coverage $100.00. Maximum Plan Benefit of $250000.00. Emergency Room Visit.An Aetna team member will answer your call. 2023 Summary of Benefits Aetna Medicare Advantra Premier (HMO-POS) | H3959-032 | $0 | Y0001_H3959_032_HQ61_SB23_M ... This plan uses the Aetna Dental PPO Network. Note: Most out‑of‑network providers will bill us ... Original Medicare coverage) Aetna …In Virginia, the DMO plan is known as the Dental Network Only plan (DNO). DNO in Virginia is not an HMO. In California, your dentist may refer you to out-of-network dentists for some services. In Texas, the PPO plan is known as the Participating Dental Network (PDN). This material is for information only and is not an offer or invitation to ...Evidence of Coverage. January 1 - December 31, 2022. Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Aetna Medicare Plan (PPO) This booklet gives you the details about your Medicare health care and prescription drug coverage from January 1 - December 31, 2022. With Aetna Dental® plans, you get a strong national network, a flexible portfolio of dental plan designs and convenient virtual and mobile care options to support members in every health moment, for better health outcomes. Learn more about Aetna’ dental insurance plans and coverage, including PPO, DMO, Indemnity and Hybrid plans. If you have any questions, you can contact our dedicated Medicare Provider Services team. They offer personalized customer service and can help you with Medicare dental plan benefits. Just call 1-800-624-0756 (TTY: 711). 20%–50% for comprehensive services. Comprehensive services include fillings, extractions, crowns, root canals, dentures and oral surgery. Our plan pays up to a maximum amount of $2,000 every year for preventive and comprehensive services. You are responsible for any costs over this amount. Aetna Dental TO THE EMPLOYEE – USE BLACK INK ONLY. Complete blocks 1–22 in full. Complete blocks 23–27 only if other dental coverage exists. Be certain to sign the authorization to release information in block 28. If you wish to have your benefits for this claim paid directly to your dentist, sign block 29. Evidence of Coverage. January 1 - December 31, 2022. Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Aetna Medicare Plan (PPO) This booklet gives you the details about your Medicare health care and prescription drug coverage from January 1 - December 31, 2022. 4 out of 5 stars* for plan year 2024. Aetna Medicare Advantra Gold (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Aetna Inc. Plan ID: H1608-027-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $25.00 Monthly Premium. West Virginia Medicare beneficiaries ...Corporate headquarters. For general inquiries, reach our corporate headquarters at 1-888-US-AETNA ( 1-800-872-3862) (TTY: 711). There is no option for members to get information at this number. The corporate headquarters phone lines are staffed: Monday through Friday, 8 AM to 6 PM ET.1-855-335-1407 (TTY: 711) Monday to Friday, 8 AM to 8 PM. Medicare FAQs. Get answers to common Medicare questions. With Aetna Medicare Advantage PPO plans, you can visit any doctor in or out of our provider network who accepts Medicare and our plan terms. Learn more about our Medicare Advantage PPO plans.Nearly half of all Medicare beneficiaries have no dental coverage at all, but that could change under a proposed expansion of the safety net program. Calculators Helpful Guides Com...The Aetna health benefits plans offered by the State of Illinois provide you with tools, tips, programs and services such as: ... 2024-2025 Summary of Benefits and Coverage (PDF) 2023-2024 Summary of Benefits and Coverage (PDF) Teachers Retirement Insurance Program (TRIP) 2024-2025 Heath Plan Guide (Effective July 1, 2024)The Public Service Health Care Plan (PSHCP) is an essential benefit program that provides coverage for public service employees and their families. Managed by Canada Life, the PSHC...2022 Aetna Dental DMO (PDF) 2022 Aetna Dental PPO (PDF) 2023 Plan Documents. 2023 Aetna Dental DMO (PDF) 2023 Aetna Dental PPO (PDF) You receive greater benefit coverage when you use a provider who participates in the Aetna Dental participating network. Contact Aetna. Member Services: 1-877-238-6200 Website: www.aetna.com. …Call a licensed agent at 1-855-335-1407 (TTY: 711) , Monday to Friday, 8 AM to 8 PM. Contact us. Contact Member Services. Find a dentist or dental specialist in the Aetna Medicare network in your area.We offer Medicare Advantage plans with prescription drug coverage and dental, vision and hearing benefits. ... Join us in person to learn more about Aetna Medicare. RSVP to a meeting. Join our email list. Stay informed with important updates, reminders and tips. Sign up. Contact us. 1-844-696-0192 Call!Aetna Medicare Eagle Plan (PPO) H9431 ‑ 017 Here’s a summary of the services we cover from January 1, 2023 through December 31, 2023. Keep in mind: This is just a summary. Need a complete list of what we cover and any limitations? Just visit AetnaMedicare.com where you’ll find the plan’s Evidence of Coverage (EOC) or you may call us toVision coverage: Dental coverage: Hearing coverage: Prescription drugs: Medical deductible: $0.00: Out-of-pocket maximum: $5,900.00: Initial drug coverage limit: $0.00: Catastrophic drug coverage limit: $7,400.00: Primary care doctor visit: $0 in-network / 45% out-of-network: Specialty doctor visit: $35 in-network / 45% out-of-network ...From there go to the “Claims” tab, then choose “Explanation of Benefits.”. Your medical information remains secure online. With paperless EOBs, there’s no need to shred any documents. You’ll have up to24 months of statements organized by month and year online. That’s two years of statements at your fingertips.Aetna Dental www.aetnafeds.com . 1-800-554-2042 . 2023 . A Nationwide Dental PPO Plan . IMPORTANT • Rates: Back Cover • Changes for 2023: Page 4 • Summary of Benefits: Page 43 Who may enroll in this plan: All Federal employees, annuitants, and certain TRICARE beneficiaries in the United States and overseas whoCost savings and a choice of dentists. Your Delta Dental PPO plan offers a large network of dentists plus savings on out-of-pocket costs for covered services. Save the most when you visit a Delta Dental PPO dentist. You're free to visit any licensed dentist. You pay only a percentage of the dentist's fee for covered services.Inpatient hospital coverage. $175 per day, days 1‐5; $0 per day, days 6‐90 after your plan deductible. You pay $0 for days 91 and beyond. 50% per stay after your plan deductible. Inpatient hospital coverage. Our plan covers an unlimited number of days, subject to medical necessity.This Aetna Dental® Preferred Provider Organization (PPO) benefits summary is provided by Aetna Life Insurance Company for some of the more frequently performed dental procedures. Under the Dental Preferred Provider Organization (PPO) plan, you may choose at the time of service either a PPO participating dentist or any nonparticipating dentist. We’ve got answers. Connect with us. Talk to a licensed agent by calling 1-855-335-1407 (TTY: 711). They’re available Monday to Friday, 8 AM to 8 PM. Or, we’ll call you. Learn more about benefits Aetna Medicare may offer for your Medicare hearing aids, dental coverage, and eyewear needs. Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are two common options for obtaining health insurance coverage. Each plan has unique costs and c...853875-01-01 (10/21) Aetna.com. Electronic claims submission. Use our electronic payer ID# 60054. Paper claims submission. Mail all claims to the address on the back of the member’s ID card. Submit all paper claims as soon as possible using an Aetna® claims form. You can also use the standard CMS-1500 Health Insurance Claim form or the UB …Expedited medical exceptions. In certain circumstances*, you or your prescriber can request a medical exception for a non-covered drug. To submit a request, call our Precertification Department at 1-855-582-2025 (TTY: 711), or fax a request to 1-855-330-1716.You also can mail a written request to Aetna PA, 1300 E. Campbell Rd., …Nationwide Insurance offers five levels of Multiflex PPO dental plan. The basic preventive plan is similar to Cigna's but costs from around $25 per month. ... Humana is a trusted dental coverage option in the US, renowned for its extensive network of over 335,000 participating dentists. With headquarters in Louisville, KY, Humana, Inc. is a for ...Aetna - Health Insurance Plans & Dental Coverage ... It will show you whether a drug is covered or not covered ... 2023 by the American Medical Association (AMA).This is the amount you pay for certain services before Aetna Medicare Value Plan (PPO) begins to pay. The plan deductible applies only to certain out‐of‐network services. Maximum out‐of‐pocket amount (does not include prescription drugs) $5,500 for in‐network services. $8,950 for in‐ and out‐of‐network services combined.2023 Evidence of Coverage for Aetna Medicare Premier Plus (PPO) 7 Chapter 1 Getting started as a member SECTION 1 Introduction Section 1.1 You are enrolled in Aetna Medicare Premier Plus (PPO), which is a Medicare PPO You are covered by Medicare, and you have chosen to get your Medicare health care and your2. Log in to your member website. OR. 1. Get the Aetna Health app by texting “GETAPP” to 90156 (TTY: 711) for a link to download the app and create an account. Message and data rates may apply.***. * In Texas, the Preferred Provider Organization (PPO) plan is known as the Participating Dental Network (PDN).In Texas, the insured dental plan is known as Cigna Dental Choice, and this plan uses the national Cigna Healthcare DPPO network. Policy forms: OK – HP-POL99/HP-POL388, OR - HP-POL68/HP-POL352, TN – HP-POL69/HC-CER2V1/HP-POL389 et al. (CHLIC). Learn what a dental preferred provider organization (DPPO) is and how it works.Let’s get you to the right place. Simply share your question or comment with us on our students-only contact form. Be sure to have your student ID number. Complete student form. Contact Aetna Member Services or get answers to questions you have about our plans, programs, and group benefits.Highmark Blue Cross Blue Shield: my Blue Access PPO Premier Gold 0 + Adult Dental and Vision Coverage for: Individual/Family Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services.The Supplemental Document applies to our Large Group (Middle Market, Public & Labor and National Accounts) Insured dental relationships administered by Aetna Life Insurance Company, Aetna Dental of California Inc., Aetna Health Inc., Aetna Dental Inc., and its affiliates. In Arizona, Advantage Dental, Basic Dental and Family Preventive Dental ...Aetna Medicare Essential Plan (PPO) 4 out of 5 stars* for plan year 2024. Aetna Medicare Essential Plan (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Aetna Inc. Plan ID: H5521-168-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.Mental Health Inpatient Care. In-Network: Psychiatric Hospital Services: $325.00 per day for days 1 to 4. $0.00 per day for days 5 to 90. Prior Authorization Required for Psychiatric Hospital Services. Prior authorization required. Out-of-Network: Coinsurance for Psychiatric Hospital Services per Stay 45%. Emergency Dental Care. If you need emergency dental care for the palliative treatment (pain relieving, stabilizing) of a dental emergency, you are covered 24 hours a day, 7 days a week. When emergency services are provided by a participating PPO dentist, your co-payment/coinsurance amount will be based on a negotiated fee schedule. An Aetna team member will answer your call. 2023 Summary of Benefits Aetna Medicare Advantra Silver (PPO) | H5522-005 | $17 | Y0001_H5522_005_PR20_SB23_M (Updated) ... This plan uses the Aetna Dental PPO Network. You can see in‑ or ... coverage) Aetna Medicare Advantra Silver (PPO) | …Provider network. Visit any Aetna participating provider. Visit any dental provider (in or out of network) Switch plans easily. -. Cost. $150-$200 a year. $400-$700 a year. *Waiting periods may be waived with prior dental insurance. dental coverage solely through Aetna Dental DMO® and PPO plans. About these plans: • 1 • The top employee locations (from highest level of employees to the lowest) are North Carolina, Georgia, Florida, Virginia, South Carolina and Tennessee . You help us pioneer dental excellence . Thank you for being an integral part of our network. Aetna estimates 84% of the Medicare-eligible beneficiaries in the U.S. will have access to a $0 monthly premium Aetna MA plan. 1. For 2023, Aetna is offering Medicare Advantage Prescription Drug ...Mental health services. Inpatient hospital - psychiatric. In-Network: $290 per day for days 1 through 6 / $0 per day for days 7 through 90. Out-of-Network: 50% per stay. Outpatient group therapy ...Aetna's conclusion that a particular service or supply is medically necessary does not constitute a representation or warranty that this service or supply is covered (i.e., will be paid for by Aetna). Your benefits plan determines coverage. Some plans exclude coverage for services or supplies that Aetna considers medically necessary.We offer Medicare Advantage plans with prescription drug coverage and dental, vision and hearing benefits. ... Join us in person to learn more about Aetna Medicare. RSVP to a meeting. Join our email list. Stay informed with important updates, reminders and tips. Sign up. Contact us. 1-844-696-0192 Call!Annual maximum benefit: $1,250 per person. $50/$150. $59-75/$114-141 *varies by location, estimates calculated for one or two adults between ages 50 and 60. n/a. Aetna Dental® Direct Core. PPO. After the deductible, you pay 50 percent for basic services and 50 percent for major services.Get answers to the most frequently asked questions about Aetna’s Preferred Provider Organization (PPO) plan and coverage.Copayment for Urgent Care $25.00. Worldwide Coverage: Copayment for Worldwide Urgent Coverage $120.00. Maximum Plan Benefit of $250000.00. Emergency Room Visit. $120 If you are admitted to the hospital within 24 hours your cost share may be waived, for more information see the Evidence of Coverage.

2023 - 2024 Aetna PPO Dental Plan Design and Benefits Summary (PDF) 2023 - 2024 Member Policy Contract Documents - Dental (PDF) Visit any licensed dentist – in or out of network. In network: Visit a dentist in the Aetna Dental PPO* network. Network dentists offer special rates for covered services. So, your share of the cost is usually lower.. Mercedes ls swap

aetna dental ppo coverage 2023

Affordable plan options starting at $20 with dental checkups, cleanings and x-rays covered at 100%. A nationwide network of more than 420,000 dental providers Based on August 2022 Aetna provider data. Plan options with coverage for fillings, crowns, root …It’s generally known as the Evidence of Coverage (EOC). The EOC is the legal contract between you and the Medicare plan. It’s generally available starting in September and describes costs and benefits of your plan that will take effect on January 1 of the following year. If you have questions about your Medicare plan, start here.Sep 27, 2022 · 2023-H3931.152.1 H3931-152 Aetna Medicare Value Plan (HMO‑POS) H3931 ‑ 152 Here’s a summary of the services we cover from January 1, 2023 through December 31, 2023. Keep in mind: This is just a summary. Need a complete list of what we cover and any limitations? Just visit As a network dentist, you'll be able to see all Aetna Dental Medicare Advantage members and you'll be reimbursed according to the PPO fee schedule you have with us.* These members may reference having an HMO, DSNP, HMO-POS or PPO plan.Corporate headquarters. For general inquiries, reach our corporate headquarters at 1-888-US-AETNA ( 1-800-872-3862) (TTY: 711). There is no option for members to get information at this number. The corporate headquarters phone lines are staffed: Monday through Friday, 8 AM to 6 PM ET.Coverage Period: 01/01/2023 - 12/31/2023. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately.5 Colgate, Types Of Dental Coverage: Which Is Right For You?, 2023 * Actual costs vary, but dental crown can cost $2,000 or more. A good comprehensive plan can lower that to under $700. Here's how: We'll assume you have a PPO dental plan that covers major procedures at 50%, you're past the waiting period, and your dentist's customary fee for ...Aetna Medicare Freedom Plan (PPO) H2293 ‑ 017 Here’s a summary of the services we cover from January 1, 2023 through December 31, 2023. Keep in mind: This is just a summary. Need a complete list of what we cover and any limitations? Just visit AetnaMedicare.com where you’ll find the plan’s Evidence of Coverage (EOC) or you may call us toDental services (in addition to Original Medicare coverage) Our plan pays up to $3,000 every year for covered services. Cosmetic procedures such as teeth whitening are not covered. You are responsible for any costs over this amount. This plan uses the Aetna Dental PPO Network. You can see in‑ or out‑of‑network providers for dental 2. Log in to your member website. OR. 1. Get the Aetna Health app by texting “GETAPP” to 90156 (TTY: 711) for a link to download the app and create an account. Message and data rates may apply.***. * In Texas, the Preferred Provider Organization (PPO) plan is known as the Participating Dental Network (PDN). 2023 Summary of Benefits. Aetna Medicare Elite Plan (PPO) H5521 ‐ 303. Here’s a summary of the services we cover from January 1, 2023 through December 31, 2023. Keep in mind: This is just a summary. Need a complete list of what we cover and any limitations? Just visit AetnaMedicare.com where you’ll find the plan’s Evidence of Coverage ...853875-01-01 (10/21) Aetna.com. Electronic claims submission. Use our electronic payer ID# 60054. Paper claims submission. Mail all claims to the address on the back of the member’s ID card. Submit all paper claims as soon as possible using an Aetna® claims form. You can also use the standard CMS-1500 Health Insurance Claim form or the UB ….

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