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Car.ACKO Health Insurance. 98% for FY-2022-23. ##The Claim Settlement Ratio for ACKO’s Own Damage Cover (part of Motor Insurance) was 95.64%. The rejection ratio was 1.5%. What this means is that out of every 100 claims received by us (ACKO), we have settled ~95 claims & rejected ~1.5 claims. Step 1: Log in to your ACKO account via the website/app. Step 2: Initiate the claim process and share relevant information; for example, upload pictures of the damaged bike. Step 3: Follow the process mentioned based on the type of claim. For example, Instant Claim settlement if the damage is minor. Buy Car, Bike, Health & Travel Insurance online on ACKO. Enjoy zero commissions, paperless claims, and more. Kickstart your insurance journey with ACKO Insurance today | Welcome Change The bike accident rate in India over the last few years is as follows: Road Accidents involving two-wheelers in India in 2020 - 1,58,954. Road Accidents involving two-wheelers in India in 2019 - 1,67,184. 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